School Fees Loan
Financing education can be financially stressful with payments for school shopping, tuition and all that goes into preparing for D-Day; that is why one needs to turn to the Prism Credit Finance School Fees Loan as a buffer in the midst of snags.
Rent Loans
Fast Rent Loans When You Need Them.
We at Prism Credit Finance understand that staying on top of your finances isn't always the easiest thing to do. If you've had a bad month, then you may not have enough cash left at the end of it to pay your rent.
Business Loans
When the bank says no, you can count on Prism Credit Finance for that small business loan to bolster growth and prosperity. Prism Credit Finance provides short-term working capital loans for micro businesses. The loans are true term loans; with clear, less complex criteria to determine eligibility as compared to conventional bank products
Property Loans
Unless you have very deep personal pockets, you will require some financial assistance when it comes to property acquisition. This Prism Credit Finance loan is designed to enable our clients access facility for; among others, the purpose of financing the renovation or remodelling of a property or for development of existing building projects or lands acquired.
About Us
Prism Credit Finance; has since inception, transformed herself into a major player in the short to medium term micro-credit industry; disbursing loans to Civil servants within the most competitive of industry lead-times.
Expend credit across varied obligations
Our Civil Service loans are unsecured at favorable rates; devoid of hidden charges hence enabling the borrower effectively expend credit across varied obligations: education; home improvement; and health care whilst tapping into Prism Credit Finance's vast micro-credit experience.
Contemporary Financing Approach
Our aim is to pursue and unlock the vast potential that lies in the low-salary scale sector of the economy using a contemporary financing approach. As we do this, the ripple effect manifests as growth of economic generating activities in terms of knowledge, quality of life and tangible wealth.
Client Status
The products we extend ultimately enable our client improve their status in life. Our main focus remains productivity of the client as an avenue to attaining their full potential, which has hitherto been elusive due to the perceived risky nature of Micro Credit.
Packaged Loans
Prism Credit Finance loans are packaged for easy comprehension, attracting the most basic form of eligibility and application requirements. Prism Credit Finance does not require civil servants to present collateral nor open and operate deposit accounts with us. Beating industry rates and lead-time constantly remain our core goals as we extend services to valued clients. It is in light of the latter that a prospective borrower is guaranteed of accessing a credit facility as and when they require the same.
Illustrious Virtual Branch Expansion Strategy
Prism Credit Finance intends to aggressively pursue an illustrious virtual branch expansion strategy alongside brick and motar operations across the country. Since the norm for commercial banks has been to cater to a smaller segment of the market; the corporate, Prism Credit Finance came into being to plug gaps, by extending credit/financial service to a substantially large and yet underserved segment that comprises Civil Service - Over 300,000 government staff attached to: Ministries, Directorates, schools- Primary, Secondary and Tertiary Institutions, Hospitals, Prisons , Police and Parastatals. Following scrutiny of the market terrain, a credit facility to the formally employed in the private sector is in the works. We do our best to make sure our loans are fast and that we lend responsibly.
Our Products
Prism Credit Finance offers the following products
- All
- School Fees Loan
- Rent Loans
- Business Loans
- Property Loans
School Fees Loan info
Financing education can be financially stressful with payments for school shopping, tuition and all that goes into preparing for D-Day; that is why one needs to turn to the Prism Credit Finance School Fees Loan as a buffer in the midst of snags.
Financing you or your child’s future by providing the best education should not be grim. With access of up to UGX 8,000,000 School Fees Loan, no collateral, and 24 hours cash disbursement after loan approval, Prism Credit Finance will make paying school fees much easier.
What You Need To Apply
Our requirements are as follows:
- Be between ages 22 – 59 years.
- Registration on public service payroll.
- Must be confirmed staff in place of present employment.
- Have a functional phone contact.
- Have valid means of identification – International Passport, Driver’s License or National ID Card.
School Fees Loan Details
- Minimum Loan Tenure: 3 months.
- Maximum Loan Tenure: 60 months.
- Interest Rate: 3% – 5% monthly.
Rent Loans
Fast Rent Loans When You Need Them.
We at Prism Credit Finance understand that staying on top of your finances isn't always the easiest thing to do. If your've had a bad month, then you may not have enough cash left at the end of it to pay your rent.
That's why we offer rent loans when you need them. Instead of worrying about getting evicted, you could get the cash you need to pay your rent on the same day you apply.
It can be extremely stressful if you're not prepared for a rent payment when you need to be, so we provide quick emergency loans for rent. If you've had a difficult month with unexpected costs or you need to move on short notice, then getting a Prism Credit Finance rent loan is the only feasible option.
What You Need To Apply
Our requirements are as follows:
- Be between ages 22 – 59 years.
- Registration on public service payroll.
- Must be confirmed staff in place of present employment.
- Have a functional phone contact.
- Have valid means of identification – International Passport, Driver’s License or National ID Card.
School Fees Loan Details
- Minimum Loan Tenure: 3 months.
- Maximum Loan Tenure: 60 months.
- Interest Rate: 3% – 5% monthly.
Business Loans
When the bank says no, you can count on Prism Credit Finance for that small business loan to bolster growth and prosperity.
Prism Credit Finance provides short-term working capital loans for micro businesses. The loans are true term loans; with clear, less complex criteria to determine eligibility as compared to conventional bank products. It is in light of the simple score matrix, that micro business owners are guaranteed qualification when they wouldn't through more traditional sources. This Prism Credit Finance line of credit could be expended, on among others; purchase of inventory, payroll, and for other small business needs.
What You Need To Apply
Our requirements are as follows:
- Be between ages 22 – 59 years.
- Registration on public service payroll.
- Must be confirmed staff in place of present employment.
- Have a functional phone contact.
- Have valid means of identification – International Passport, Driver’s License or National ID Card.
School Fees Loan Details
- Minimum Loan Tenure: 3 months.
- Maximum Loan Tenure: 60 months.
- Interest Rate: 3% – 5% monthly.
Property Loans
When the bank says no, you can count on Prism Credit Finance for that small business loan to bolster growth and prosperity.
Unless you have very deep personal pockets, you will require some financial assistance when it comes to property acquisition. This Prism Credit Finance loan is designed to enable our clients access facility for; among others, the purpose of financing the renovation or remodelling of a property or for development of existing building projects or lands acquired.
Low and medium income existing and potential customers who want to acquire either business or personal assets such as bicycle, motorcycle, motor vehicle, land, grinding mills, computers, tractors, Fridges, etc. are also candidates for this loan product.
What You Need To Apply
Our requirements are as follows:
- Be between ages 22 – 59 years.
- Registration on public service payroll.
- Must be confirmed staff in place of present employment.
- Have a functional phone contact.
- Have valid means of identification – International Passport, Driver’s License or National ID Card.
School Fees Loan Details
- Minimum Loan Tenure: 3 months.
- Maximum Loan Tenure: 60 months.
- Interest Rate: 3% – 5% monthly.
How to Apply for a loan
Here is how we apply for a loan
- Fill in your details in the Prism Credit Finance Application For Loan form with the aide of our friendly representative.
Once the application for Loan is successfully submitted you will:
* Receive notification of instant approval (or disapproval). - Get required documents across to any of our representatives or offices.
- Get cash deposited in designated bank account in 24 hours or less
Team
Meet our Team
WINNIE MPANJA
Collection
ISA OUMA
Accountant
LEAH NANFUKA
Accountant
LILLIAN NAKAMANYA
General Manager
AIDA BASEMERA
Assistant General Manager
JAMES TEIRA
General Manager
LILLIAN NAKAMANYA
Assistant General Manager
SAMALI BAYUNGA
Assistant General Manager
GORRETY NANTEGE
Assistant General ManagerContact Us
Need more information or having a question?, contact us.